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Bank account

How to open a bank account

In Germany there are many different banks where you can open an account. Many banks and savings banks offer students a free checking account. The bureaucratic effort is very limited. In return, you have numerous advantages: You can withdraw money free of charge from many ATMs in Germany, make cashless payments and set up a "standing order" for regular payments - such as rent, health insurance costs or telephone. The amount will then be automatically deducted from your account each month. If you take on a part-time job in Germany, you will definitely need an account.

There are also a number of online banks where everything - from setting up the account to financial transactions - is handled over the Internet.

You will need the following documents to open an account:

  • Passport or identity card
  • Student ID
  • Certificate of enrollment or notice of admission
  • as well as a certificate of your residential address where you are registered in Germany (Meldebestätigung)

Bank cards

After you open an account, your bank will give you a debit card. You can use this card to pay in stores, but not for online shopping. For that, you will need a credit card. You can get this either from your bank or from an online bank.

ATMs on the campus

There are four ATMs on campus. They are marked on the campus map with a green euro sign.
(University and State Library (ULB) Building 24.41 / MNR Clinic Building 13.50 /
ZOMII Building 11.50-54 / North Gate Parking Lot 18.82).

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